Non-owner car insurance covers you for bodily injuries and property damage when driving a vehicle owned by another person, whether a relative, roommate, friend, or driving a rental car. Non-owner car insurance can also benefit people who are required to file an SR-22. Non-owner insurance can be the ideal way to keep the monthly cost of auto insurance lower when you do not own a vehicle, but may borrow a car, or don’t drive regularly.
Non-owner car insurance is a unique type of auto insurance, offered by many insurers. To find out more about how it works, speak with our local agency. We can help you find affordable coverage. Take note that if you have an SR-22 on file, it is crucial that you don’t allow your auto insurance to lapse, as you may need to maintain the SR-22 for a longer period of time.
The Right Non-Owner Insurance for You
Non-owner insurance is a type of liability coverage that covers you when driving a borrowed car. It works by kicking in when the owner’s car insurance coverage is exhausted. Some auto insurance companies do not provide a non-owner insurance policy for those who are hoping to drive a vehicle owned by another member of the same household.
It’s important to get help from an insurance agent to find the best policy for you and your circumstances, and our local agency is here to help. Many non-standard insurance companies offer this type of insurance, and we always focus on finding our clients the price and coverage that suits their budget and lifestyle.